The Ultimate Guide to Investing

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What is Investing?

Investing involves purchasing an asset at a lower price than you intend to sell it for. Once you sell the asset for more than you paid for, you would have made a profit. This simple explanation is the foundation on which the entire world of investments rests. The complicated part is making present decisions to determine if it will increase in value in the future.

When it comes to what you can invest in, there is a wide range of assets to choose from.

Investing makes use of the power of compounding and the risk-return tradeoff to achieve monetary growth.

What is the Difference Between Investing and Gambling?

Getting Started

Investment Products

Investment Channels

1. Local Brokerages

  • Fees are slightly higher but they offer CDP account integration
  • Suitable for: Those who invest mostly in Singapore stocks

2. Overseas Brokerages

  • Low commissions and custodian accounts only
  • Suitable for: Those who want to invest in overseas stocks and for traders

3. Mobile Brokerages

  • Mobile-first user interfaces and low commission fees
  • Allow users to invest in a wide variety of investment products e.g ETFs, REITs, stocks, options, bonds, mutuals funds, etc
  • Competitive commission fees
  • Suitable for: On-the-go investors and traders

4. Robo-Advisors

  • Investment offerings are already optimised and strategised
  • Lack of flexibility in making investment decisions
  • Can be more expensive than DIY investing due to management fees
  • Suitable for: People who want an advisor and those who want the least effort

Investing Tips for Beginners