1. This Campaign is valid from 1 April 2024 to 30 June 2024 (both dates inclusive) (“the Campaign Period”).
2. Participants who successfully open a new ProsperUs global investment account (“ProsperUs Account”) with CGS International Securities Singapore Pte. Ltd. (“CGS SG”) during the Campaign Period shall, subject to fulfilling the applicable requirements below, be eligible to receive certain cash credits as more fully described below.
3. This Campaign is for participants residing in Malaysia only and is not valid in conjunction with any other existing CGS SG promotions or campaigns involving or relating to ProsperUs Accounts.
4. Participants who had previously opened a ProsperUs Account and had closed such account within the 12-month period prior to 1 April 2024 shall not be eligible to participate in this Campaign.

Referral Code & Minimum Initial Deposit- Cash Credits

5. Participants who open a new ProsperUs Account with CGS SG and i) input a unique referral code into the referral code field during their account opening, and ii) make a minimum initial deposit (i.e., the very first deposit made) of SGD3,000 (or its equivalent in such other acceptable foreign currency and at such currency conversion rate as determined by CGS SG in its sole and absolute discretion) within 30 days from the opening of their ProsperUs Account shall receive cash credits amounting to SGD20 into their ProsperUs Account. No withdrawal shall be permitted on all or part of the minimum initial deposit for at least thirty (30) days from the date that such deposit was made to the participant’s ProsperUs Account. The required actions are summarized in the table below.

   	Action	Cash Credits
   (i)	Input referral code and deposit at least SGD3,000 within 30 days from the opening of their ProsperUs Account	SGD20

6. The unique referral codes can be obtained from certain articles in the NoMoneyLah website (https://www.nomoneylah.com/).
7. The cash credits will be credited into the eligible participant’s ProsperUs Account within 14 days upon fulfilling the said requirements in paragraph 5.

Minimum Initial Deposit and Trades- Cash Credits

8. In addition to the above reward, participants who open a new ProsperUs Account with CGS SG, and i) make a minimum initial deposit (i.e., the very first deposit made) as shown in the table below (or its equivalent in such other acceptable foreign currency and at such currency conversion rate as determined by CGS SG in its sole and absolute discretion) within 30 days from the opening of their ProsperUs Account and ii) execute at least 3 buy trades by 15 July 2024 shall be entitled to receive cash credits as described in the table below.

   Tiering	Initial deposit amount (using SGD as an example) within 30 days of the opening of their ProsperUs Account	Trades Executed	Cash Credits
   1	Minimum SGD500	Minimum 3 buy trades executed	SGD10
   2	Minimum SGD3,000 – SGD14,999	Minimum 3 buy trades executed	SGD30
   3	Minimum SGD15,000 or more	Minimum 3 buy trades executed	SGD100

9. If the participant decides to execute any of the buy trades on the Singapore Exchange (“SGX”), a minimum trade value of S$1,000 is required per trade.
10. The cash credits will be credited to the respective eligible participant’s ProsperUs Account within 14 days upon fulfilling the said requirements in paragraph 8.
11. The existing commission rates available at https://www.prosperus.asia/pricing/ will continue to be in force. All other fees such as clearing fees, SGX trading and settlement fees, GST, etc., shall continue to be borne by the participant.

Other Terms and Conditions

12. CGS SG employees, representatives and agents are not eligible for this Campaign.
13. By participating in this Campaign, each participant is deemed to have read, understood, and agrees to be bound by the foregoing terms and conditions of the Campaign, CGS SG General Terms and Conditions, and the terms and conditions of any other agreement(s) that such participant may have entered into with CGS SG.
14. CGS SG reserves the right in its absolute discretion to terminate, vary, delete or add to any of the Campaign’s terms and conditions herein, at any time without prior notice and without having to disclose any reason therefore and without any payment or compensation whatsoever to the participant.
15. CGS SG, its affiliates, its and their respective employees, directors, officers, representatives, and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this Campaign.
16. The decision of CGS SG on all matters relating to or arising from this Campaign (including the eligibility of any trade to be considered within the scope of this Campaign, and the eligibility of any person to participate in this Campaign) is absolute, final and binding and no correspondence and/or requests to retract and/or to modify any such decisions shall be considered. In the event of any inconsistency between these terms and conditions and any marketing material relating to this Campaign, these terms and conditions shall prevail.
17. CGS SG reserves the right to terminate or suspend this Campaign for any reason and without any prior notice whatsoever.
18. These terms and conditions are governed by and interpreted according to the laws of Singapore and the participants in this Campaign agree to submit to the exclusive jurisdiction of the courts of Singapore.
19. This Campaign shall not be construed as an offer, recommendation or solicitation to buy or sell any securities. You are advised to make your own independent evaluation and to consult professional advisers before undertaking any transaction.
20. Any person who is not a participant shall not have any rights under the Contracts (Rights of Third Parties) Act 2001 to enforce or benefit from these terms and conditions.