1. This Campaign is valid from 1 October 2024 to 31 December 2024 (both dates inclusive) (“the Campaign Period”).
2. Participants who successfully open a new ProsperUs global investment account (“ProsperUs Account”) with CGS International Securities Singapore Pte. Ltd. (“CGS SG”) during the Campaign Period shall, subject to fulfilling the applicable requirements below, be eligible to receive certain cash credits as more fully described below.
3. This Campaign is for participants residing in Malaysia only and is not valid in conjunction with any other existing CGS SG promotions or campaigns involving or relating to ProsperUs Accounts.
4. Participants who had closed their ProsperUs Account during the 12-month period prior to 1 October 2024 or during the Campaign Period shall not be eligible to participate in this Campaign.

Referral Code & Minimum Initial Deposit- Cash Credits

5. Participants who open a new ProsperUs Account with CGS SG and i) input a unique referral code into the referral code field during their account opening, and ii) make a minimum initial deposit (i.e., the very first deposit made) of SGD3,000 (or its equivalent in such other acceptable foreign currency and at such currency conversion rate as determined by CGS SG in its sole and absolute discretion) within 30 days from the opening of their ProsperUs Account shall receive cash credits amounting to SGD20 into their ProsperUs Account. No withdrawal shall be permitted on all or part of the minimum initial deposit for at least thirty (30) days from the date that such deposit was made to the participant’s ProsperUs Account. The required actions are summarized in the table below.

   	Action	Cash Credits
   (i)	Input referral code and deposit at least SGD3,000 within 30 days from the opening of their ProsperUs Account	SGD20

6. The unique referral codes can be obtained from certain articles in the NoMoneyLah website (https://www.nomoneylah.com/).
7. The cash credits will be credited into the eligible participant’s ProsperUs Account within 14 days upon fulfilling the said requirements in paragraph 5.

Minimum Initial Deposit and Trades- Cash Credits

8. In addition to the above reward, participants who open a new ProsperUs Account with CGS SG, and i) make a minimum initial deposit (i.e., the very first deposit made) as shown in the table below (or its equivalent in such other acceptable foreign currency and at such currency conversion rate as determined by CGS SG in its sole and absolute discretion) within 30 days from the opening of their ProsperUs Account and ii) execute at least 3 buy trades by 15 January 2025 shall be entitled to receive cash credits as described in the table below.

   Tiering	Initial deposit amount (using SGD as an example) within 30 days of the opening of their ProsperUs Account	Trades Executed	Cash Credits
   1	Minimum SGD500	Minimum 3 buy trades executed	SGD10
   2	Minimum SGD3,000 – SGD14,999	Minimum 3 buy trades executed	SGD30
   3	Minimum SGD15,000 or more	Minimum 3 buy trades executed	SGD100

9. If the participant decides to execute any of the buy trades on the Singapore Exchange (“SGX”), a minimum trade value of SGD1,000 is required per trade.
10. The cash credits will be credited to the respective eligible participant’s ProsperUs Account within 14 days upon fulfilling the said requirements in paragraphs 8 and 9.

Other Terms and Conditions

11. All existing commission rates (as amended, modified and/or supplemented from time to time) which can be found at https://www.prosperus.asia/pricing/ will continue to apply during the Campaign Period. All other fees including, but not limited to, clearing fees, SGX trading and settlement fees and goods and services tax, shall continue to be borne by the participants.
12. The rewards from this Campaign can be earned in conjunction with the rewards from any other ongoing campaigns if stated in the terms and conditions of such campaigns, except that the rewards from this Campaign cannot be earned in conjunction with the rewards from other CGS SG promotions and campaigns involving or relating to ProsperUs Accounts (including but not limited to the ProsperUs Welcome Pack campaign).
13. CGS SG’s employees, representatives and agents are not eligible for this Campaign.
14. Although CGS SG shall endeavour to distribute the rewards from this Campaign promptly, CGS SG shall not be responsible for any delays whatsoever nor shall there be any compensation payable in respect of any such delays. CGS SG shall be entitled in its sole and absolute discretion to forfeit the rewards or disqualify any participant from participating in this Campaign.
15. CGS SG reserves the right in its absolute discretion to terminate, vary, delete or add to any of the Campaign’s terms and conditions herein, at any time without prior notice and without having to disclose any reason therefore and without any payment or compensation whatsoever to the client.
16. By participating in this Campaign, each participant is deemed to have read, understood and agreed to be bound by the foregoing terms and conditions of the Campaign, CGS SG’s General Terms and Conditions (as amended, modified and/or supplemented from time to time), and the terms and conditions of any other agreement(s) (as amended, modified and/or supplemented from time to time) that the participant has entered into with CGS SG.
17. CGS SG reserves the right in its absolute discretion to terminate, vary, delete or add to any of the Campaign’s terms and conditions herein, at any time without prior notice and without having to disclose any reason therefore and without any payment or compensation whatsoever to the client.
18. CGS SG, its affiliates, and their respective employees, directors, officers, representatives and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this Campaign.
19. The decision of CGS SG on all matters relating to or arising from this Campaign (including the eligibility of any trade to be considered within the scope of this Campaign, and the eligibility of any person to participate in this Campaign) is absolute, final and binding and no correspondence and/or requests to retract and/or to modify any such decisions shall be considered. In the event of any inconsistency between these terms and conditions and any marketing material relating to this Campaign, these terms and conditions shall prevail.
20. CGS SG reserves the right to modify, terminate or suspend this Campaign for any reason and without any prior notice whatsoever.
21. These terms and conditions are governed by and interpreted according to the laws of Singapore and the participants in this Campaign agree to submit to the exclusive jurisdiction of the courts of Singapore.
22. Any person who is not a participant of this Campaign shall not have any rights under the Contracts (Rights of Third Parties) Act 2001 to benefit from these terms and conditions.
23. This Campaign shall not be construed as an offer, recommendation or solicitation to buy or sell any securities. The participants are advised to make their own independent evaluation and to consult professional advisers before undertaking any transaction.