Terms and Conditions for ProsperUs 2024 Q2 Referral Campaign (the “Campaign”)

1. This Campaign is organised by CGS International Securities (Singapore) Pte. Ltd. (“CGS SG”) and is valid from 01 April 2024 to 30 June 2024 (both dates inclusive) (the “Campaign Period”).
2. Subject to paragraph 3 below, this Campaign is open to all clients of CGS SG with a ProsperUs global investment account (“ProsperUs Account”) with CGS SG during the Campaign Period who successfully refer one (1) or more clients to open a new ProsperUs Account with CGS SG during the Campaign Period (each a “Referrer”, and each client referred by a Referrer to open a new ProsperUs Account with CGS SG during the Campaign Period, a “Referee”) and all Referees.
3. Clients of CGS SG who closed their ProsperUs Account(s) at any time during the 12-month period prior to 01 April 2024 shall not be eligible to participate in this Campaign, and none of the rewards under this Campaign will be awarded in respect of these clients.
4. The table below sets out a summary of the cash credits and/or Ryde cash credits which Referrers and Referees will receive, provided that the relevant requirements in these terms and conditions are satisfied:

   	Action	Reward(s)
   		For Referee	For Referrer
   (1)	Successfully opens a new ProsperUs Account during the Campaign Period and had entered a valid referral code provided by the relevant Referrer when filling in the onboarding form.	SGD10 cash credits (Account Opening Reward (as defined below))	Nil
   (2)	Complete at least one (1) Eligible Buy Trade (as defined below) on the Singapore Exchange in the month of April 2024 in accordance with the trading requirements.	SGD30 cash credits (Trading Reward (as defined below))	SGD30 cash credits (Referral Reward (as defined below))For the avoidance of doubt, the Referrer will receive up to one (1) Referral Reward per Referee for the entire duration of the Campaign Period.
   (3)	Complete at least one (1) Eligible Buy Trade on the Singapore Exchange in the month of May 2024 in accordance with the trading requirements.	SGD30 cash credits (Trading Reward)
   (4)	Complete at least one (1) Eligible Buy Trade on the Singapore Exchange in the month of June 2024 in accordance with the trading requirements.	SGD30 cash credits (Trading Reward)
   (5)	Complete at least one (1) Eligible Buy Trade on the Singapore Exchange per calendar month for any two (2) consecutive months during the Campaign Period.	SGD30 Ryde cash credits (Booster Reward (as defined below))	Nil

5. For the avoidance of doubt, Referees who themselves become Referrers shall be entitled to receive the Referral Reward under this Campaign, provided that the relevant requirements in these terms and conditions are satisfied.

Referral Reward (for Referrers)

6. A Referrer will receive cash credits of SGD30 (the “Referral Reward”) in respect of each Eligible Buy Trade (as defined below) executed by his or her Referee(s), up to a maximum of one (1) Eligible Buy Trade per Referee for the entire duration of the Campaign Period, provided that his or her Referee(s) satisfies the trading conditions set out in paragraph 10 below. There is no limit on the number of Referee(s) that a Referrer can refer pursuant to this Campaign.
7. The Referral Reward shall be credited into the Referrer’s ProsperUs Account within 21 calendar days from the execution date of each Eligible Buy Trade.

Account Opening Reward (for Referees)

8. Every client of CGS SG with an active ProsperUs Account is assigned a referral code (the “Referral Code”) which is a unique 7-character code which can be retrieved by the client through the client portal on the ProsperUs website.
9. Referees who open a new ProsperUs Account with CGS SG during the Campaign Period and input a valid Referral Code into the referral code field during the account opening process will receive cash credits of SGD10 (the “Account Opening Reward”) which will be credited into their ProsperUs Account within 21 calendar days from the date of their successful account opening. For the avoidance of doubt, each client is not allowed to have more than one (1) ProsperUs Account, and each Referee is not allowed to provide more than one (1) Referral Codes during the account opening process.

Trading Reward (for Referees)

10. Referees will receive cash credits of SGD30 (the “Trading Reward”) in respect of the first buy trade executed by the Referee on the Singapore Exchange in each calendar month during the Campaign Period (the “Eligible Buy Trade”), up to a maximum of three (3) Eligible Buy Trades for the entire duration of the Campaign Period, provided that the Referee satisfies the trading conditions below:
    (a) the Referee shall execute at least one (1) Eligible Buy Trade on the Singapore Exchange;
    (b) the minimum trade value of each Eligible Buy Trade shall be SGD1,000; and
    (c) an Eligible Buy Trade shall not include any foreign exchange products, crypto foreign exchange products, contracts for difference (CFD) and options contracts.
11. The Trading Reward shall be credited into the Referee’s ProsperUs Account within 21 calendar days from the execution date of each Eligible Buy Trade.

Booster Reward (for Referees)

12. Referees who complete at least one (1) Eligible Buy Trade on the Singapore Exchange per calendar month for any two (2) consecutive months during the Campaign Period (the “Consecutive Trading Requirement”) will be entitled to a booster reward of SGD30 Ryde cash credits (the “Booster Reward”), up to a maximum of one (1) Booster Reward for the entire duration of the Campaign Period.
13. In relation to Referees who are entitled to the Booster Reward, CGS SG will provide instructions for the redemption of the Booster Reward by way of email to the email address provided by the Referee when opening the ProsperUs Account within 21 calendar days from the date the Consecutive Trading Requirement is fulfilled.
14. Except for their intended purpose, the Ryde cash credits are non-transferrable and cannot be converted into cash or otherwise exchanged for value. Only participants who are residing in Singapore according to the residential address provided by the participant when opening the ProsperUs Account are eligible to receive the Booster Reward.

Additional Rewards

A. Free Market Data Subscription

15. Participants who subscribe to SGX Level 2 Market Data via their ProsperUs Account during the Campaign Period shall be entitled to receive complimentary access to SGX Level 2 Market Data for the remaining duration of the Campaign Period. The said subscription will automatically expire after the Campaign Period, unless the client applies for SGX Level 2 Market Data on a paid subscription basis.
16. As an additional benefit, participants will be rewarded with free level 1 market data subscription for US stocks (more particularly described below) during the Campaign Period.
17. The free level 1 market data subscription for US stocks that would be made available to participants consists of the following exchanges:
    o NASDAQ;
    o New York Stock Exchange (NYSE);
    o American Stock Exchange (AMEX); and
    o NYSE Arca.

B. Promotional Commission Rates – Singapore Exchange

18. Participants who successfully open a new ProsperUs Account with CGS SG within the Campaign Period shall also be eligible to receive a promotional commission rate for their trades on the Singapore Exchange, which is also being extended to all existing clients of CGS SG with a ProsperUs Account.
19. The table below illustrates the promotional commission rate for trades on the Singapore Exchange:

    Exchange	Rookie	All-star	Hall of Fame
    Singapore Exchange	0.06% of the trade value (no minimum commission)	0.06% of the trade value (no minimum commission)	0.06% of the trade value (no minimum commission)

20. All other commission rates which can be found at https://www.prosperus.asia/pricing/ (as amended, modified and/or supplemented from time to time) will continue to apply during the Campaign Period. All other fees including, but not limited to, clearing fees, SGX trading and settlement fees and goods and services tax, shall continue to be borne by the participants.

Other Terms and Conditions

21. The rewards from this Campaign can be earned in conjunction with any other ongoing campaigns, unless otherwise stated in the terms and conditions of the relevant campaign(s).
22. CGS SG’s employees, representatives and agents are not eligible to participate in this Campaign.
23. Although CGS SG shall endeavour to distribute the rewards promptly, CGS SG shall not be responsible for any delays whatsoever nor shall there be any compensation payable in respect of any such delays. CGS SG shall be entitled in its sole and absolute discretion to forfeit the rewards or disqualify any participant from participating in this Campaign.
24. CGS SG reserves the right to withdraw or substitute the rewards with other items such as vouchers (but shall not be under any obligation to do so) without prior notice and without assigning any reason.
25. By participating in this Campaign, each participant is deemed to have read, understood and agreed to be bound by the foregoing terms and conditions of the Campaign, the CGS SG General Terms and Conditions (as amended, modified and/or supplemented from time to time), and the terms and conditions of any other agreement(s) (as amended, modified and/or supplemented from time to time) that the participant has entered into with CGS SG.
26. CGS SG reserves the right in its sole and absolute discretion to terminate, vary, delete or add to any of the Campaign’s terms and conditions herein, at any time without prior notice and without having to disclose any reason therefore and without any payment or compensation whatsoever to the participant.
27. CGS SG and its affiliates, and their respective employees, directors, officers, representatives and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this Campaign.
28. The decision of CGS SG on all matters relating to or arising from this Campaign (including the eligibility of any trade to be considered within the scope of this Campaign, and the eligibility of any person to participate in this Campaign) is absolute, final and binding and no correspondence and/or requests to retract and/or modify any such decisions shall be considered. In the event of any inconsistency between these terms and conditions and any marketing material relating to this Campaign, these terms and conditions shall prevail.
29. CGS SG reserves the right to modify, terminate or suspend this Campaign for any reason and without any prior notice whatsoever.
30. These terms and conditions are governed by and interpreted according to the laws of Singapore and the participants in this Campaign agree to submit to the exclusive jurisdiction of the courts of Singapore.
31. This Campaign shall not be construed as an offer, recommendation or solicitation to buy or sell any securities. The participants are advised to make their own independent evaluation and to consult their professional advisers before undertaking any transaction.
32. Any person who is not a participant shall not have any rights under the Contracts (Rights of Third Parties) Act 2001 of Singapore to enforce or benefit from these terms and conditions.

CP/0096/2024