ProsperUs x Sav Dividends Navigation Kit2023-02-08T12:21:39+08:00

ProsperUs x Sav
Dividends Navigation Kit

Share This

5 Golden Rules to Know Before You Invest

Have an emergency fund.

Never borrow to invest

Try to hold your stocks for a min. of 5 years

Accept that stock market volatility is normal

Don’t try to time the market

Difference between investing vs gambling

Time in the market
“Time in the market” beats “timing the market”. The probability of you losing money when you invest in stocks is drastically reduced the longer your holding period is. Stretching that period out longer, and your odds get even better. When you buy a TOTO ticket, though, that money disappears immediately and, in a sense, is a “sunk cost” as there’s no return unless you hit the jackpot.

What about your chances of winning the Singapore Pools TOTO Hong Bao Draw in February 2021? About 1 in 13.98 million. For a normal first prize, draw the odds go down to about 1 in 3.5 million.

Buying real businesses
Unfortunately, if you don’t win the TOTO, you don’t actually end up with anything to show for it. With investing, you’re gaining exposure to real businesses that are growing and, in many cases, profitable. Although it may not give you the “rush” of becoming an instant millionaire, long-term investing can help construct a stable and sustainable plan for our financial health. That’s something worth investing in.

Power up your cards with these articles

  • What is Dividend

What is Dividend?

By |September 21st, 2021|

A dividend is a share of a company’s profit and retained earnings that is then distributed to its shareholders.

How Do You Buy Dividend Stocks?

By |October 21st, 2022|

Dividend investing is popular among Singapore investors. There are many reasons for that. One big reason is that Singapore

Ready to kickstart your investment journey?

Let ProsperUs take the weight off your shoulders. Simply open a ProsperUs account online in minutes via Singpass!

Get Rewarded with S$100*

Interested in learning more about starting your investing journey with a tight budget?

Then low-cost, diversified Exchange-Traded Funds (ETFs) are the perfect place to begin. You can get going with as little as S$10 and in 5 easy-peasy steps!

Step 1
Deposit some moolah instantly into your account with PayNow
Step 2
Check out ProsperUs educational articles & learn more about the ETFs you are interested in
Step 3
Start off with as little as 1 ETF share for less than S$10 on the Singapore Exchange (SGX). *Remember, no minimum commissions on SGX trades with ProsperUs!
Step 4
Sit back and dollar-cost average (DCA) – i.e. keep investing – small amounts into various ETFs every month to remain diversified.

Want to receive an exclusive dividends guide?

Yes, I want it!
Go to Top