ProsperUs x Sav
Dividends Navigation Kit
Dividends Navigation Kit
5 Golden Rules to Know Before You Invest
 Have an emergency fund. |
 Never borrow to invest |
 Try to hold your stocks for a min. of 5 years |
 Accept that stock market volatility is normal |
 Don’t try to time the market |
Difference between investing vs gambling
Time in the market
“Time in the market” beats “timing the market”. The probability of you losing money when you invest in stocks is drastically reduced the longer your holding period is. Stretching that period out longer, and your odds get even better. When you buy a TOTO ticket, though, that money disappears immediately and, in a sense, is a “sunk cost” as there’s no return unless you hit the jackpot.
What about your chances of winning the Singapore Pools TOTO Hong Bao Draw in February 2021? About 1 in 13.98 million. For a normal first prize, draw the odds go down to about 1 in 3.5 million.
Buying real businesses
Unfortunately, if you don’t win the TOTO, you don’t actually end up with anything to show for it. With investing, you’re gaining exposure to real businesses that are growing and, in many cases, profitable. Although it may not give you the “rush” of becoming an instant millionaire, long-term investing can help construct a stable and sustainable plan for our financial health. That’s something worth investing in.
Power up your cards with these articles
What is Dividend?
A dividend is a share of a company’s profit and retained earnings that is then distributed to its shareholders.
ETF Series: Top 10 ETFs Beginners Can Buy
The rise of Exchange-Traded Funds (ETFs) has made it easier and cheaper to build a diversified portfolio on your
ETF Series: Pros and Cons of ETFs
The rise of Exchange-Traded Funds (ETFs) has made it easier and cheaper to build a diversified portfolio on your
ETF Series: What are the Risks When Buying ETFs?
Exchange-traded funds (ETFs) are a great instrument for investors to get instant diversification. When I first started writing the
How Do You Buy Dividend Stocks?
Dividend investing is popular among Singapore investors. There are many reasons for that. One big reason is that Singapore
Why Buying Dividend Stocks Can Help Your Portfolio During Market Volatility
For most young investors, the period from 2009-2021 was characterised by an epic bull market in US stocks. As
5 Dividend Stocks to Beat Inflation and Rising Interest Rates
For investors, 2022 has been an extremely tough year. Stock markets globally have fallen hard, with many of the
3 Key Metrics for Dividend Investing
There are generally two ways to make money from investing in the stock market. One of them is to
Ready to kickstart your investment journey?
Let ProsperUs take the weight off your shoulders. Simply open a ProsperUs account online in minutes via Singpass!
Interested in learning more about starting your investing journey with a tight budget?
Then low-cost, diversified Exchange-Traded Funds (ETFs) are the perfect place to begin. You can get going with as little as S$10 and in 5 easy-peasy steps!
 |
Step 1 Deposit some moolah instantly into your account with PayNow |
 |
Step 2 Check out ProsperUs educational articles & learn more about the ETFs you are interested in |
 |
Step 3 Start off with as little as 1 ETF share for less than S$10 on the Singapore Exchange (SGX). *Remember, no minimum commissions on SGX trades with ProsperUs! |
 |
Step 4 Sit back and dollar-cost average (DCA) – i.e. keep investing – small amounts into various ETFs every month to remain diversified. |
Want to receive an exclusive dividends guide?
